It is wise to know that in the future most likely that we are not very well economically, in fact already in present day economic crisis us is hitting hard, so we will have problems in the future when we can no longer work really. What will we do when you arrive that day? We need to prepare now to be able to exceed our future days. Investment funds are the best tool we can get to go creating a heritage, it is very good to save, but if to the moment in which you are saving you grow that money because it is much better.. .