Student Health Insurance

More and more students get the opportunity to study abroad. One easily forgets that this period also a health insurance in their host countries is needed. It should be noted that for the health insurance provided by the host countries often have special needs are already at the entry. Basically, who is insured as a law student in Germany, enjoys in countries with which a social security agreement, insurance cover. However, it should also in this case, additional private health insurance will be used here because the services offered in other countries for social insurance are available which can differ greatly from the services in Germany. Extrapolating from a doctor privately, contrary to the expectation of the performance, the student remains seated on the costs of medical services. At study visits in countries without a social security agreement, the student must, in addition to his private legal insurance within the country for abroadhealth insurance. During the stay must be paid contributions for both the statutory and the private health insurance. Although the liability insurance makes it possible to maintain for longer stays abroad, only a defined benefit at home, at an early return, but then there is no insurance cover in Germany! The policy for foreign countries should include the 100% owned reimbursement of expenses for the following cases: * for outpatient treatment, including medicines. * In-patient treatment. * For dental analgesic treatment and repairs to dentures * for the necessary medical repatriation. * It should also be included a transfer fee for death and birth. Insurers who waive health insurance at the completion of a health check, usually have limitations in the power sector. This must be clarified in advance essential. In particular students should be aware of limitations whenthey suffer from diabetes or severe allergies. For it is granted at all is often not covered. Students who have private health insurance, you must resolve before the trip with their insurer if there is to what extent and for what period of protection in the desired country of study. You may also privately insured with sickness students should be in addition (or in another rate their health insurance). A switch to a different private health insurers only in an extra fare is not possible. The cost of outpatient treatment abroad must first be taken even with insurance. They are replaced after submission of medical bills by insurance. For inpatient stays, the insurer shall immediately, in conjunction with the facilities and settles directly. Often the host countries also require certain protections for accidents. Such insurance can be achieved only through a private insurance, with worldwide recognition. It is particularly important that the safeguarding of recovery costs in theany amount demanded by the host country is included. Who is prepared for all eventualities can be quite safely concentrate on his studies abroad.