The Golden Rule

Do you have a family or you have bought gold bullion, waiting until he grows up in price? Read expert tips on how to make these values to generate income. Bank account is most advantageous to open a “metallic” bank account. Deposits of gold open almost all financial institutions. Metals in them are recorded in grams, without specifying the individual characteristics. Transfer gold from one bank account to another is possible without moving the metal. Account is opened only in bars. When choosing an account should be taken into account the amount of investments and the target. If you want to get a quick profit by earning the growing cost of metal, then open the account on demand (current). Get your money (or metal grams) of these deposits can in one day. But the term (or deposit) accounts include a certain period of storage of metals. Therefore, besides the growth of the gold price, the investor gets more and interest. But the money immediately can not pick up. Dan Ariely usually is spot on. Interest on these deposits, usually ranges from 1.5 to 5% depending on the term and the bank.

On request, income is paid in metals or in the local currency. Commission for opening and maintaining accounts in most case of absence. Although some banks charge for opening an account uah 30. While others charge a 1 – 2% for the removal of metal from the account. Minimum deposit in banks usually 100 grams. gold. Put the gold in the bank deposit is better for a period of years or more – then much higher contribution to profitability. In most cases, time deposits of gold ranged from 6 to 18 months. You can also sell the metal to the bank, but they are buying up gold at usd 80-100. for 1 oz. and sell for 100-130 usd / oz. because that often take commissions (up to 10% of the transaction) for verifying its authenticity. If the ingot was found to scratch, then the bank will reduce the price by another 3-4%. And with more serious injuries can and do not accept. To sell to a pawn shop Services pawnshops – the least favorable treatment for vlaltsev ingot of gold. The reason for the small benefits: upon delivery of products from precious metals you lose a lot on interest. At pawn shops can offer 50-60 uah. for 1 oz. gold. But, unlike banks, pawnshops accept any jewelry without any restrictions. Incidentally, the latter can be obtained from the ingots. Enough to give the raw gold to the smelter. Of 1 oz. bank gold can get 1.71 oz. precious metals in jewelry.

SAP Concern

This project was first implemented new opportunities for SAP on doing contract accounting. Particular attention is paid to the organization of the branch network – both in the management of the authority and in the formation of all reporting required for the regional level. Running functional conducted simultaneously on a large number of objects that require training a large number of employees Concern. However, the presence of a strong project team from customers, significant support from the leadership of Concern, will solve all problems in life. " 'One of the strategic objectives of' Concern Galnaftogaz 'is to maintain leadership in corporate governance and financial transparency, and therefore the chosen system must conform to these standards. At the moment our ERP-system integrates a network of shops, service stations and all corporate divisions into a single information space and provides complete monitoring, analysis and correction of all business processes. As a result of a single centralized system, we were able to consolidate a number of key processes of our company, transferring their execution to the level of branches at the level of the central office. In addition, SAP ERP allows you to handle large volumes of data, has extensive functional and is highly scalable system, ie As the business can be involved additional features at significantly lower cost time and money ', – says Andrey Vishnevsky, head of the project manager IT department 'Concern Galnaftogaz'.

Galnaftogaz – one of the largest owners of petrol stations in Ukraine. Concern owned by a network of 291 stations, of which – 265 modern service stations 'OKKO'. The network 'OKKO' are 2 river gas stations 'OKKO', one CNG 'OKKO' and 105 points LPG liquefied gas. The network 'OKKO' runs 15 fast food restaurants 'A la minute'. Stations are located in 21 regions of Ukraine and Crimea. Company site – Incom Company – the largest Ukrainian IT-company, provides a full range of services in the integration of information technology, including business solutions, IT-consulting, security complex, servers and storage systems, networks and telecommunications, as well as training and certification of IT-specialists. Incom – the only IT-company in the Ukrainian market, which has 30 branches in major cities throughout the country and, consequently, capable of as soon as possible to meet the service demands of its customers anywhere in Ukraine. Incom income in 2008 amounted to 1,187,880,000 USD, which is 19% more than last year. Incom has a history with 1990. More information about the company Incom – on site.

Training Ensuring

Squad training that I want to describe to you today is called “pattern on the back” to its holding you almost do not need any resources. The only thing you will need to prepare in advance – a few sheets paper and pencils. It will not hurt if you hold this training in a fairly large room, although in small can be overcome, because the game requires little or no mobility. The essence of this training is that you dispose of all the participants of the training in a row, so that all were “trains.” Ie it turns out that each participant sees only the back of the next. In advance you will need to prepare drawings of must necessarily be traced a clear path.

A little later I’ll explain why you can not use blurred images on which there is no clear path. The very last party you’re showing a prepared figure. Its mission is that he puts a piece of paper on the back party, sitting in front of him, and draws what is remembered. The task of the participant, which is drawn on the back of the image, to understand what is trying to represent the previous party. Then he remembered his feelings, doing the same thing on the back of the next person. And so on until the last participant. Now, I hope you understand why you can not use images without a clear path. Because, if you choose an image of nature or anything else like that, then the participants will be very difficult to feel on the back to see what exactly is trying to portray the previous party.

Most likely, this choice of images will lead to training that does not give the expected results. Choose something better like rabbits, dogs, trees, etc. If the participants of the training a lot, you can even arrange kind of competition on the one for which the team get better. In a team picture at the last party would be appropriate for the original. This training is primarily aimed at gang excellent communication and promotes mutual understanding. In addition, well-developed creative thinking.

Corporate Reporting Companies

Means of preparing corporate accounting firms provide access to data, report generation and delivery of information wide range of customers both inside and outside the organization. Reporting enterprise – is a set of interrelated indicators presented in the appropriate approved form, the outcome of the company during the past reporting period. Statements of an entity collects, organizes and reflects all the information on financial – economic activity of the enterprise, including physical indicators variables profit and loss targets for the possibilities and prospects. Based on an analysis of reporting company built its future strategy development and management decisions. The reporting system of the enterprise should provide a complete set of tools for creating, publishing, delivery and management reports. These tools also serve as a basis for building a BI-systems due to the fact that they allow to ensure the provision of safe mode most often used information via the web or embedded in the form of a corporate application statements.

Global standard for enterprise reporting generation are considered to be a reporting system Crystal Reports and Crystal Reports Server. Crystal Reports – the most popular report generator that allows you to create reports based on data from almost any source, including relational databases, ERP and CRM-systems. Crystal Reports has an intuitive interface for rapid creation of flexible, informative and user-friendly reports of any complexity and high quality. Created reports in Crystal Reports can be integrated into Web-based applications, portals and client applications, and can spread through the organization of corporate reporting. Crystal Reports report generator integrates with leading application development platforms.

Cafe Summer

What you need to know to open the summer cafe? ? In the summer season traditionally opens a large number of cafes. This is a very profitable business – for a couple of months of such a Cafe able to recoup, even though sufficiently large investments, which may be 5-10 thousand dollars or more. And what a rough business plan. To open an outdoor cafe, the following steps: First, you need to go to the administration of his district, where in the land department can help you choose and agree on a place in the future coffee shop. Second, develop a conceptual design. It is made with the advice of the city administration that relate to the appearance, signage, interior design, beautification of the surrounding area, forms of service and product range. Third, to coordinate this project in the committee on commodity market of the city administration and at the headquarters of architecture. In the fourth, then agree on a summer cafe in the committee on improvement of the city.

Fifthly, we must apply to the land department of the district administration for the use of land and a statement addressed to the head of the city. Then getting all necessary documents will need to decide other issues with electricity, water and sanitation, and only then proceed with the installation of summer cafe and its equipment. Then getting all the necessary documents needed will solve more problems with electricity, water and sanitation, and only then proceed with the installation of summer cafe and its equipment. It is necessary to choose the right staff and make the menu – from his first will depend on the success of institutions. It is necessary to choose the right staff and make the menu – from him in the first place will depend on the success of institutions. Charter Company in 2010 with one or two promoters (the sample). a successful business you comrades entrepreneurs!

Marriage Counselors

In the moment in which it decides to accept the bond that is derived from the marriage, the spouses seek that union lasts forever, as they say in the church until death separates them, but problems that impair the relationship, in which cases may occur in the course of the life partner a good option that has to meet thisgo to marriage counselors, who help spouses to improve the situation in which are found, teaching or showing some guidelines to follow by both sides and solve the problems that are living within marriage in its activity.
BR>To go to marriage counselors, much of the work that they undertake, will be heard the various problems present in the life of the couple, which stands more than all the lack of communication and life together as a couple, that is a departure from what supposed marital union, so marriage counselors largely directed their work to assist couples to return to unify their lives by means of the communication, be that restarts the couple communication to lost with the passage of time, and some components that make life something monotonous or because since long before the marriage relationship was not forged good communication and therefore the marriage counselors intervention is necessary to start a good conversation. So of components that it suggests the activity of marriage counselors, the primary function of these will be hear situations that are deteriorating marriage, which is due in large measure to that which comes before the Counselor feels that his partner has not heard it, so needs someone with whom relieve is to seek a solution. After marriage counselors have heard the couple, must clarify exactly the problems that living the couple, i.e. define exactly which is the causative element of discord within the marriage and so that it can be dealing directly and not go by a wrong way to address such a situation.
BR>Another aspect which must involve marriage counselors, is do understand the role and the performance that’s must have spouses in the relationship since on many occasions, he blurs or lost the role to maintain the spouses within marriage, so marriage counselors can be reached the conclusion that one of the problems is that you perhaps have an expectation of performance and but is is giving another thing. After giving attention to all the previous components, marriage counselors should encourage a change of attitude to find the solution and the improvement of the relationship, so marriage counselors should help generate a motivation for couples and so take forward his marriage, with what is being sought first change the way of thinking, acting and see the relationship.


Not only are apparently still in the direction of our ancestors, but now we have pledged, mortgaged ourselves to follow this path, regardless of the wisdom or the increase of evidence that indicates that we have perhaps made a mistake! Let’s take another example, weapons of destruction. Now, fear has been with us since the moment that fell from the trees and started walking on two legs, and fear has been a powerful motivating force for humanity. It could be said that technological advancement was first the discovery that the bones, a bone would increase the chances of survival, a weapon would be useful we realized.That was the beginning of a path that has led us to such powerful weapons and with enormous destructive force that we now have the ability to destroy virtually all life on Earth in fact, a lot of progress, no? There are some indications that we are starting to learn tolerance and that we could perhaps is not correct, but these advances have been very late in coming and the intolerance remains much. One further example of our fear are not conflicts of religious faith?
BR>For example, if you are a Christian and believes or feels in his heart that Jesucristo was the only Messenger of the then great God, I am very happy for you, but if you will only feel safe if everyone agrees with you, then I must assume that you are very sure of their own faith. Conversely the same is true for all religions on this planet. Because, and because of our technological advances increasingly are now quickly running to the ever-increasing speed towards .. For what? Peace on Earth? A brotherhood of man in the world? The understanding of the incredible delicacy and the interconnection of our planet and all forms of life that we share with?Unfortunately the answer to the above is that not and that, in fact, a species more like a monster without driver and very dangerous at full speed as the road completely out of control.

Medicare Line

Tax software for small comedy club programs are more time and cost efficient than preparing such forms by hand. The penalties assessed on unpaid payroll tax/unpaid employment tax deposits or filings can increase dramatically in a matter of months. Or, if you choose to outsource this function, it can be rather costly for a small repair shop to hire the services of a professional accountant or a professional prepare tax. for that matter, also Medicare and Social Security taxes too. Small shoe store tax deductions are implemented by the government to encourage entrepreneurship and investment. If youre making $50,000 a year and have $150,000 in debt, theres something wrong with this picture. It does not matter if you are brand new to spa or in used car dealership for years building your marketing business credit line it the key to taking off your company. A home equity line of credit is a revolving credit line that works much like a standard credit card.

Such lines of credit typically come in two forms, a home equity line of credit and a home improvement advance 2nd deed of trust Limit is usually at $50,000 and you can access them whenever and wherever you want. Although your past payment history will be taken into consideration as a major factor in deciding how much, if any, funding to give you, your ability to repay going forward usually weighs more in the final decision making process. Small computer repair business taxes are applied and determined differently than these specific of larger corporations. When preparing their own taxes entrepreneurs are urged to keep in mind all of the tax deductions that they qualify for. The next thing they are going to factor in is your debt to income ratio. At such, it is a wise move for book store owners to enlist themselves to basic tax courses.